Standard Residential Home Loan

Owner Occupied and Investment Lending for Australian Income Borrowers

Abacus Home Loans was founded in 2008 as part of the Abacus Group.

As a mortgage manager, we offer a powerful alternative to traditional bank funding. Our market-leading products and interest rates, combined with our commitment to speed and reliability, ensure that our clients receive the best possible outcomes. We can assist you with your Australian property purchase, whether you’re a first home buyer, or seasoned investor.

Our feature packed lending solutions can help you with your home purchase or investment goals.

Product Interest RateProduct Spec.Eligibility 
Prime ResiFrom 6.80% (CPR 7.19%)
Loan Amount Up to $3Mil
LVR Up to 95%
• New purchase, refinance, construction or equity release
• Salaried and self-employed applicants
• Offset account with ATM card
Smart ResiFrom 6.83% (CPR 7.28%)
 Loan Amount Up to $2Mil
LVR Up to 95%
• No notional rent
• Actual repayment of OFI debts
• Common debt reducer
• Return to work policy
• 40 years loan term
• Unlimited cash-out (80% LVR)
• 2 payslips only for PAYG
• 1 year financial statements only for self-employed