About our Products
Standard Resident Home Loan
- New Purchase, refinance or cashout
- PAYG 2 Payslips Only
- Self Employed One Year Financials Only
- Up to 95% LVR (LMI inclusive)
- 100% offset
Non Resident Home loan
- 29 years loan term
- New purchase, refinance or equity release
- Salaried and self-employed applicants
- Up to 80% LVR
- 100% offset
SMSF Investor
- 30 years loan term
- New Purchase or refinance
- Up to 90% LVR
- Corporate Trustee Only
- 100% Offset
Alt Doc
- 30 years loan term
- New Purchase, refinance or cash out
- One form income documentation only l
- Maximum LVR of 80%
- No construction available
Construction
- NDIS Acceptable
- New Purchase or refinance
- Up to 90% LVR
- Corporate Trustee Only
- 100% Offset
Commercial
- 30 years loan term
- New Purchase, refinance or cash out
- Maxium Loan upto $3.5M l
- Maximum LVR of 80%
- No Annual Review
Our Niches
- PAYG with no minimum employment requirement if 12 months evidence in the same industry demonstrated.
- ABN registered in 12 months can be considered in Alt Doc applicant
- Construction loans are available for Non-resident and Expats with income from overseas.
- Special purpose properties such as Student Acommendations, multiple properties on one title, boarding house with council approval are considered.