Loan products for borrowers with non-standard financial circumstances including self-employed, variable income and small business owners
Abacus Home Loans was founded in 2008 as part of the Abacus Group.
As a mortgage manager, we offer a powerful alternative to traditional bank funding. Our market-leading products and interest rates, combined with our commitment to speed and reliability, ensure that our clients receive the best possible outcomes. We can assist you with your Australian property purchase, whether you’re a first home buyer, or seasoned investor.
Our feature packed lending solutions can help you with your home purchase or investment goals.
Product | Interest Rate | Product Spec. | Eligibility | |
---|---|---|---|---|
Basic Lite Doc | From 7.29% (CPR 7.72%) | Loan Amount Up to $2Mil LVR Up to 80% | • 2 payslips only for PAYG • Minimum 6 months in current job • Second job salary 100% for servicing • Minimum 6 months for PAYG in family business • Properties below 40 sqm are considered • NRAS & NDIS housing acceptable • Display House with leaseback arrangement acceptable • Risk fee can be wavied with extra interest loading | |
Basic Low Doc | From 7.29% (CPR 7.70%) | Loan Amount Up to $1.2Mil LVR Up to 80% | •Accountants declaration only | |
Smart Alt Doc | From 7.29% (CPR 7.71%) | Loan Amount Up to $1.5Mil LVR Up to 80% | • 12-month ABN considered if evidence provided in the same industry • Common debt reducer • Negative Credit Report |
Disclaimer
Abacus Home Loans is the trading name of Abacus Finance and Property Pty Ltd ABN 36 132 911 132 | Australian Credit Licence Number 375062.
Abacus Home Loans is a privately owned and operated Australian business. Our mission is to change the way Australians get home loans by providing a smoother, smarter and simpler home loan experience designed around the customer’s convenience and needs. The advice given on this website was prepared without taking into account your objectives, financial situation or needs, so before acting on it, you should consider the appropriateness of the advice having regard to your personal situation. You should also obtain and consider the associated product disclosure statement and terms and conditions that apply to the products and offers on this website, which are available by going to the offer page or by contacting Abacus Home Loans on 1300 023 111. s